Archive for January, 2008
Guaranteed Issue Life
There are pluses and minuses that come with guaranteed issue policies. Some advantages include:
1. no medical evaluations
2. a level death benefit that is guaranteed as long as premiums are paid
3. premiums will not increase
4. the policy proceeds are usually free of estate tax
5. policies usually avoid probate if a beneficiary is named
On the other hand, [...]
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